IRA Certificates with a term between 24 and 35 months provide a Dividend Rate of 0.55% – Compounded Annual Percentage Yield of 0.55% APY on balances of $1,000 or greater. PURSUANT TO § 6 OF RESPA, A "QUALIFIED WRITTEN REQUEST" REGARDING THE SERVICING OF YOUR LOAN MUST BE SENT TO THIS ADDRESS: ALLIANT CREDIT UNION, ATTN: CUSTOMER RESEARCH TEAM, MS-NOE, P.O. Its personal assistance services are available 24 hours a day, seven days a week. Rates, terms and conditions are subject to change. 35. Early account closure fee. Branch addresses, phone numbers, and hours of operation for Alliant Credit Union in California. Rates shown not available in all states. The APR range is from 4.00% to a maximum of 16%. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Regular Share Certificates with a term of 60 months provide a Dividend Rate of 0.65% – Compounded Annual Percentage Yield of 0.65% APY on balances of $1,000 or greater. There is no maximum balance limit. The privacy and security policies of the site may differ from those of Alliant Credit Union. Alliant Credit Union Branch Locator. Limitations apply. The Excite Credit Union privacy and security policies do not apply to the linked site. We may not extend credit to you if you do not meet Alliant criteria. Alliant helps your money make more money with high deposit rates and low loan rates. Alliant Flex Term Certificates are available as Regular Share Certificates, Traditional IRA Certificates, Roth IRA Certificates,  and SEP IRA Certificates. Alliant will rebate ATM fees up to $20 per month per membership account when you use your Alliant checking account Visa debit card to make a deposit, withdrawal, transfer or balance inquiry. The rebate does not apply to cash advances from Alliant Visa credit cards through ATMs nor to the Alliant Savings ATM Card and Visa International Service Assessment (ISA) fees. Attention California residents: You can find Alliant’s California Privacy Statement, as required by the California Consumer Privacy Act, by clicking here, 11545 West Touhy Avenue, Chicago, IL 60666. Headquartered in Chicago, IL, it has assets in the amount of $8,131,821,537. Mobile check deposit requires a camera-enabled mobile device. Other fees may be assessed, as applicable. See the Alliant Credit Union Visa Disclosure for more information. 38 Alliant Credit Union jobs available in Rolling Meadows, IL on Indeed.com. IRA Certificates with a term between 12 and 17 months provide a Dividend Rate of 0.50% – Compounded Annual Percentage Yield of 0.50% APY on balances of $1,000 or greater. 1/1 and 3/1 adjustable rate mortgages available in all 50 states. Allowable terms vary by loan amount. Fees may reduce earnings on the account. Jumbo IRA Certificates with a term between 18 and 23 months provide a Dividend Rate of 0.50% – Compounded Annual Percentage Yield of 0.50% APY on balances $25,000 or greater. Jumbo IRA Certificates with a term between 12 and 17 months provide a Dividend Rate of 0.50% – Compounded Annual Percentage Yield of 0.50% APY on balances $25,000 or greater. Field of Membership Restrictions. Originally founded in 1935, as the United Airlines Employees' Credit Union, it has since grown to be one of the largest credit unions in the U.S., with more than 500,000 members and $12 billion in assets. 59. Regular Share Certificates with a term between 12 and 17 months provide a Dividend Rate of 0.50% – Compounded Annual Percentage Yield of 0.50% APY on balances between $1,000 and $24,999.99. Pros. Note: Alliant cashier’s checks are called “Official Credit Union Checks,” but function just as cashier’s checks do. TruStageTM Accidental Death and Dismemberment Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. Every credit union has different requirements you have to meet in order to become a member. You must be an Alliant member. Alliant Credit Union Houston TX 900 Grand Plaza Drive 77067 800-328-1935. Alliant Certificate rates may change daily. Account is subject to approval. 5/1, 7/1 and 10/1 adjustable rate mortgages available in all 50 states. Alliant Credit Union is an online credit union with a wide range of services, low fees, and competitive interest rates. There are no penalties for monthly dividend withdrawals. The minimum loan amount is $10,000. Alliant auto loan rates as of 01/01/2021 for loan terms up to 60 months. Points will be awarded and posted to the account, if applicable, at the close of the next billing cycle after the $500 spend threshold is met. Here’s a review of Alliant Credit Union from top to bottom, including all major account types, features, benefits and drawbacks. Fees subject to change. Click on a branch location to get details, including phone numbers, hours, reviews, and more. However, we may refuse or reverse a transfer that exceeds these limitations and may assess fees against, suspend or close your account. Alliant Credit Union is open to anyone through membership in Foster Care to Success ($10 donation). Alliant Checking charges no monthly maintenance or service fees; however, if incurred, fees such as a stop payment or NSF fee will apply. Rates, terms, and conditions are subject to change. Rates and closing costs are subject to credit qualifications. IRA Certificates with a term between 36 and 47 months provide a Dividend Rate of 0.60% – Compounded Annual Percentage Yield of 0.60% APY on balances between $1,000 and $24,999.99. After that, or if you don’t qualify for the introductory rate, your APR will adjust to your standard variable rate which will apply to all new purchases, new balance transfers, and all unpaid purchase and balance transfer balances remaining from the introductory period. Your actual payment may differ based on your special qualifying rate and loan terms. Jumbo IRA Certificates with a term between 36 and 47 months provide a Dividend Rate of 0.60% – Compounded Annual Percentage Yield of 0.60% APY on balances $25,000 or greater. Dividends are paid on the last day of the month to accountholders who have maintained an average daily balance of $100 or more. Costs to satisfy certain prior liens may be assessed. The products and services on this website are being offered through LPL Financial or its affiliates, which are separate entities from, and not affiliates of, Alliant Credit Union.The privacy and security policies of the site may differ from those of Alliant Credit Union. Box 66945, Chicago, IL 60666-0945. Rates, terms and conditions are subject to change. Rates are representative and rounded to the nearest point. APR=Annual Percentage Rate. Both types are also offered as Traditional IRA Certificates, Roth IRA Certificates, Coverdell Education Savings Account (ESA) Certificates and SEP Certificates. What will your day look like? 94. Des Plaines, IL, 60017-1666, Alliant Credit Union In addition, prior to opening an IRA Certificate (Traditional, Roth and SEP), you must have or establish an IRA with Alliant. Loan approval and APR based on creditworthiness, payment method and ability to repay. Overdraft Protection does not cover ATM transactions. Repayment term 15 years. (Not applicable to IRA Certificates). Savings dividends may change after account is opened and is subject to change at any time. Fees may reduce earnings on the account. The 1/1 ARM may adjust annually after the first year of the loan based on the 1 Year London Interbank Offered Rate (LIBOR) plus a margin of 2.50 percentage points with a 6% lifetime cap. Member is responsible for any fees associated with transferring of title. You must be 18 or older to apply. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. Alliant Credit Union (ACU) and Alliant Retirement and Investment Services (ARIS) are not registered as a broker-dealer or investment advisor. Loan approval, interest rate, and down payment required based on creditworthiness, amount financed, and ability to repay. Alliant Credit Union - Read unbiased reviews of Alliant Credit Union, rated 2.0 out of 5 stars by 62 users Please see the online ATM Locator at www.alliantcreditunion.com or our mobile banking app for a list of ATMs that accept deposits or are surcharge-free. Except vessels and airplanes. The foreign transaction fee is 1% of each transaction where the merchant country differs from the country of the card issuer. A special CD is offered to our savers from birth through age 21. Payment examples do not include taxes and insurance premiums; actual payment obligation may be greater. 83. Alliant Credit Union Chicago, IL. You will incur the annual fee even if you don't have a balance. Other restrictions may apply. APY=Annual Percentage Yield. Calculators-Auto Loan. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. In rare cases where Alliant is not able to establish a value for your property through an AVM, an appraisal can be ordered at the applicant's expense to determine the estimated property value for lending purposes. Alliant Credit Union was chartered on Jan. 1, 1933. CLOSED "These guys are the best place to go for outstanding customer service, web-banking and best loan rates (including car loans, home equity loans and mortgages). Monthly dividend withdrawals are not eligible on IRA Certificates if owner is under age 59 1/2 or Coverdell ESA Certificates. Credit Cards 101. Payment example: A 60-month loan with a 1.99% fixed APR would have monthly payments of $17.53 per thousand dollars borrowed. Alliant Credit Union, Chicago, Illinois. Membership is required. 4. To receive this rate, your auto purchase must be made at a TrueCar certified dealer through the Auto Buying Service Dealer as listed on your savings certificate and the auto loan must be booked through Alliant Credit Union. Alliant checking charges no monthly maintenance or service fees; however, if incurred, fees such as a stop payment or NSF fee will apply. Pros. Box 1098 Affected borrowers will be entitled to receive a revised periodic statement on or shortly after August 14. Credit Card: 866-444-8529 Obtaining a mortgage from Alliant Credit Union is optional and not required to utilize The Alliant Home Rewards Program. Youth CDs. You must be 18 or older to apply. Origination fee is $1,795. See the Alliant Visa Card Disclosure (PDF) and Alliant Visa Platinum Card Agreement (PDF) for more information. Early withdrawal penalties do apply if the Certificate is closed before the maturity date unless the Certificate funds are moved to Alliant Retirement and Investment Services. P.O. To avoid an additional finance charge on the balance of purchases and balance transfers, you must pay the entire New Balance on the billing statement by the Payment Due Date of that statement or 25 days from the statement closing date listed on that statement, whichever is longer, or you may lose the grace period on new purchases. Near Me. Loan approval, APR and downpayment required and other terms and conditions based on LTV (Loan to Value), payment method, creditworthiness, collateral (including age of vehicle), the term of the loan and residency status. To be eligible for Courtesy Pay, members must be in good standing and have an Alliant Checking Account that has been open for at least six months. The November savings dividend provides an Annual Percentage Yield (APY) of 0.55%. About Alliant Bank. Box 1666 Find out if it's worth opening up an account with this bank. APR=Annual Percentage Rate. Sr. Business Intelligence Engineer. You must be 18 or older to apply. 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